Poor personal finances can have tremendously adverse emotional and physical impacts. Here are some tips to get you on the road to financial stability.If you take advantage of online banking and bill paying, see what kinds of alerts you can set up with your bank. Many banks will send you email or text message updates in the event of changes to your account. Low balance alerts and large withdrawal alerts can help protect you from overdraft and fraud, for example.Use refunds from your income taxes to help repay existing debt. Use your refunds to pay back your debt, in an effort to achieve a solid financial situation. Those individuals will continue to carry their debt load once the cash has been spent.If you have debt, be sure to pay it with your tax refund. Most people blow their income tax money, rather than paying debts. This does nothing to eliminate debt.When you are having trouble keeping up with your credit card payments, then you really need to stop using it. Eliminate any unnecessary expenses and find another payment method to avoid maxing out your credit cards Repay the balance of that card before you use it to buy additional items.A member of your family who keeps an excellent budget, or happens to work in the finance industry, can be a great help when you need to learn how to budget your money. If one doesn’t have any family members that can help, they can turn to a trusted friend for advice.Eliminate credit card debt as soon as possible. Regardless of the amount that you owe, you are still giving up money that you could be using for other things. This is money that is unnecessarily spent! Do everything you can to pay off your full balance each month.Make sure you pay attention to the news so you can expect market movements. Many people concentrate solely on domestic news, but those with investments that can be affected by global changes need to take a wider view. Being knowledgeable about the world around you allows you to be more successful.To get your finances in better shape, use tax planning to its fullest advantage. Take a look at the investment opportunities that are available to you through your employer so that you can put your money into qualified plans. You may also have the chance to set aside pre-tax dollars to use for medical expenses. If your employer offers to match your contributions to a 401(k) plan, make the most of the opportunity. It is perfectly fine to use your money that you make the best way you know how.One way to save on bank fees is to only use the ATM’s at your financial institution. It is common for banks and other financial entities to charge substantial ATM fees, which can grow to large sums before you know it.You must be sure to pay your utility bills promptly each month. You can harm your credit rating by paying them late. You may also be charged a late fee, that will cost more money. Because of this, you should never pay late; so always pay your bills promptly.Pay off your bills on time every single month. Better yet, pay them off early. Once your bills are paid off, you’ll know exactly what you can afford to spend and save that month. This can also help if you have to make a surprise expenditure. This can help you to not be stressed about paying the next bill immediately.Never sell when you aren’t ready. If the stock you own is doing well, then let it continue to do well and not sell. Consider any stocks that aren’t performing well, and think about moving them around instead.To get your personal finances in order, you need to start saving immediately. Stop delaying saving and instead, make it your priority. Put aside money each payday for your savings account. By doing this you build a safety cushion for your finances.If Christmas time has typically meant a lot of cash spending, then consider making your gifts instead. You can save hundreds of dollars around the holidays by reducing spending at department stores. Creativity can enable you to reduce your expenses and it can also increase your net worth.One of the ways to improve your financial position is to avoid taking on unnecessary debt. Obviously some items will require credit to be used, such as the purchase of an automobile or a house. You shouldn’t rely on using credit or business checks daily though.These tips will help anyone understand and shape their personal financial situation into a healthier, more productive situation. No matter whether you’re starting with five dollars in the bank or with five thousand in investments, the same principles apply, and you can use tips like these to boost yourself into a new, better way of life.

Once the app is downloaded, you have little time to take a sigh of relief, and then again start focusing on making things easier for the them till their goal is achieved.

According to the AppsFlyer, an app marketing company, the global uninstall rate for apps after 30 days is 28%. Entertainment apps are most frequently deleted, whereas apps based on Finance is least frequently deleted. No matter which app category you belong to, your strategy should be to remain in the mobile phones of users for a long time, and not just sit around but to fulfill your purpose as well.

If we analyze the encounters of users with an app step by step, it can help us unveil the critical factors that influence mobile app audiences, so that we can work upon those and achieve our purpose. Here are the details:

Step1. Finding Your App in Appstore

For this, we have to first find out what exactly users type to search an app. Based on a research, it has been found that 47% app users on iOS confirmed that they found the app through the App Store’s search engine and 53% app users on Android confirmed the same.

What have been their search queries? Interestingly, as the per the data provided by the TUNE research, 86% of the top 100 keywords were brands.With little scope for non-branded categories, most of the keywords were either of games of utility apps. Common keywords in the non branded category are: games, free games, VPN, calculator, music, photo editor, and weather.

Leaving brands aside, if we analyze the user-type of a Non-branded category, we will get two types of users:

1. Users are informed, and they know what they are search

2. Users are exploring possibilities, have no precise information in mind.

If you are a mobile app development company, targeting non-branded users, then your efforts must be directed to creating apps that compel these two types of users. To do so, we have to analyze once they are on an app store, what keywords they use to search. Regina Leuwer, with expertise in marketing & communications, bring some light to the subject. She reached out Sebastian Knopp, creator of app store search intelligence tool appkeywords, who shared with her the data of unique trending search phrases. And according to that data, in 2017, there were around 2,455 unique search phrases trending in the US.

Now, if we study these data to get information, we will find that name of the app is critical to attract the attention of the users.

If your app belongs to non-branded category, then make sure your app name is similar to the common search queries but also unique in comparison with your competitors. So that when your app name is flashed, they click it on to it, finding it purposeful and compelling both.

Step 2. Installation

Remember your users are on mobile devices has limited resources, from battery to storage and RAM to Internet. Everything is limited. So better create an application that is easy to download or say get downloaded with 5 minutes. One critical advice here:

1. Keep the application file size small.

If you are a developer, use APK Analyser to find out which part of the application is consuming maximum space. You can also reduce classes.dex file and res folder that contains images, raw files, and XML.

Step 3. Onboarding

After the user has successfully downloaded your mobile application, don’t leave anything on assumptions. Guide them properly. This you can do through an onboarding process, where users can learn the key functionality and where to begin with the mobile app. Below are the 3 things you need to keep in your mind when creating an onboarding process for your users.

Short and Crisp: The entire guidance of features and functions should be completed within few seconds, with easy options loud and clear option to skip.

Precise Information: Don’t introduce them to the app. They already know what they have downloaded. The objective to inform about the key functions and features.

Allow Users to Skip: Let the tech-savvy users skip the intro. Your app is to meet their requirement and not to have a friendly session.

Step 4. Purpose and UI
Here, the stage is set for your app and it is the golden chance for you to impress your users. What is needed here is the collaboration between purpose and UI of the app. It totally depends on the problem-solving capability and ease of use of the mobile app. Interface design plays the critical role, allowing the users to access features of the apps easily and quickly to perform the task for what they have downloaded the app. When it comes to interface design, make sure that the design is interactive and task-oriented. Here are some factors that you must take care off while creating mobile app interface:

1. Usability: The Mobile phone is an epitome of convenience and if your users find it difficult to use your app, then there is no way there are going to make the space for it in their mobile phones. From screen size to the color of the app, there are many factors that are equally critical and need attention.

2. Intuitive: To create an intuitive User Interface, you have to read the mind of the users, and develop a model based on that. The next should be precise, clear and ‘obvious’ in an interface.

3. Availability: Key features should be hidden in the drop down menu or even if so, it should be obvious for the user to look into the drop-down. An intricate work of design and research is required to make essential features available for the customers and they don’t need to navigate here and there.

If you need more help with the user-interface and innovative ideas for a mobile app, write to me [email protected] and I promise to get back to you with interesting mobile app designs.